Remortgage SolicitorMary Molloy Solicitors · Dublin · Est. 1981

The Remortgage Blog

Practical, plain-English articles on Irish remortgaging, organised into four themes.

Switching & Savings

Whether and when to switch, cashback, break fees and the honest arithmetic.

When Is It Actually Worth Switching Your Mortgage?

15 Jan 2026

Cashback Mortgage Offers: What to Check Before You Switch

5 Feb 2026

Fixed-Rate Break Fees Explained — and Why Yours Might Be Zero

26 Feb 2026

Rate Switch vs Full Switch: Which One Do You Actually Need?

19 Mar 2026

The True Cost of Staying on the Wrong Rate

9 Apr 2026

The Legal Process

Certificates of title, undertakings, documents and why timelines run over.

What Is a Certificate of Title?

22 Jan 2026

Solicitors' Undertakings: The Promise That Moves the Money

12 Feb 2026

The Documents You Need to Remortgage

5 Mar 2026

What Is an Accountable Trust Receipt?

2 Apr 2026

Why Remortgages Take Longer Than Expected

23 Apr 2026

Special Situations

Separation, buyouts, accidental landlords, sold loans and helping children buy.

Taking an Ex Off the Mortgage: How It Actually Works

29 Jan 2026

Adding a Spouse to the Deeds

19 Feb 2026

Remortgaging a Former Home You Now Rent Out

12 Mar 2026

Your Mortgage Was Sold to a Fund. Can You Switch Out?

8 Apr 2026

Releasing Equity to Help Your Child Buy a Home

30 Apr 2026

Title, Property & Compliance

Planning paperwork, ghost charges, rural titles, lost deeds and LPT.

Remortgaging With an Extension Built Without the Paperwork

4 Feb 2026

The Old Charge on Your Folio for a Loan You Repaid Years Ago

26 Feb 2026

Rights of Way, Wells and Septic Tanks: The Rural Title Checklist

18 Mar 2026

Lost Title Deeds: What Actually Happens Now

9 Apr 2026

Local Property Tax and Remortgaging: What Lenders Check

28 Apr 2026